We all have places to go and we need to get there fast. We’ve all put the pedal to the metal. We’ve all pretended to be Paul Walker from The Fast and the Furious. So, it’s not surprising that from time to time, we all get speeding tickets. No big deal, just pay the fine and move on right? WRONG.
It may seem easier to pay the fine and move on, but what many people don’t realize is that paying that speeding ticket is an admission of guilt. A guilty to a traffic violation, even a minor speeding ticket, comes with points on your license. And those points on your driver’s license can make your insurance rates go up.
According to carinsurance.com, your car insurance payment will go up 20% - 30% for an AVERAGE speeding ticket. That doesn’t take into account more serious moving violations, like reckless or negligent driving. If you get two or more speeding tickets in one year, your car insurance rates could DOUBLE. Baltimore already has some of the highest car insurance rates in the country. Doubling that could get expensive.
Additionally, those speeding tickets come with points on your license. In Maryland, speeding tickets range from 1-5 points, depending on how fast you were driving. If you accumulate 5-7 points in two years, Maryland will require you to do a Driver Improvement Program (DIP). 8-11 points will result in a suspension of your driver’s license, and if you get 12 points within 2 years your driver’s license will be REVOKED.
So what can a lawyer do? Hiring an attorney for your speeding ticket doesn’t automatically fix the problem. However, a lawyer can present your case to the prosecutor or Judge in a way that could get your case dropped or so that you don’t get any points on your license. No points = No insurance increase, no Driver Improvement Program, no license suspension or revocation.
In the short run, it may be more convenient to just pay a speeding ticket and move on. But, doing that could make your monthly car insurance payments more expensive. The points could also result in harsh consequences for your driving privileges. A lawyer could get the case dropped or make it so you don’t receive any points. The Law Office of Christopher O’Meara is always happy to give a FREE consultation to help you decide if getting a lawyer is the right move for you.